Steve has over 20 years of financial-planning experience and more than 30 years of business management experience. Highly proficient in financial, retirement, tax, and estate planning, Steve maintains FINRA Series 6, 7, 63, and 66 licenses, as well as New York and Florida state insurance licenses. Steve is an Enrolled Agent (EA) and, as such, is authorized by the Internal Revenue Service (IRS) to represent individuals and businesses before the IRS.